Junior Money Skills
Ages 8-12 | 6 Sessions | 90 Minutes Each
Children develop lifelong money habits early. This programme introduces financial concepts through interactive activities, real-world scenarios, and age-appropriate decision-making exercises.
What We Cover
- Understanding where money comes from and how families earn it
- Distinguishing between needs and wants when making spending choices
- Setting savings goals and tracking progress
- Making trade-offs and understanding opportunity cost
- Basic banking concepts and how accounts work
- Recognising advertising and understanding its purpose
Format: Small group sessions with take-home activities. Parents receive progress summaries after each session.
Teen Financial Foundations
Ages 13-17 | 8 Sessions | 2 Hours Each
Teenagers face increasingly complex financial decisions. This course builds practical skills for managing part-time income, understanding student finance, and preparing for financial independence.
What We Cover
- Opening and managing your first bank account
- Understanding payslips, tax, and National Insurance
- Building and maintaining a realistic budget
- Student loans, grants, and university finance planning
- Introduction to credit, debit, and responsible borrowing
- Protecting yourself from financial scams and fraud
- First steps in saving and basic investment concepts
Format: Interactive workshops with case studies. Participants receive a financial planning workbook and access to our online resource library.
Adult Money Management
Adults | 10 Sessions | 2.5 Hours Each
Comprehensive programme addressing the financial decisions most adults face: household budgeting, debt management, major purchases, and retirement planning.
What We Cover
- Creating and maintaining a household budget that works
- Managing and reducing debt strategically
- Understanding mortgages, remortgaging, and property finance
- Insurance needs assessment and policy selection
- Tax efficiency for employed and self-employed individuals
- Pension planning and retirement income projections
- Building emergency funds and financial resilience
- Estate planning basics and preparing for life transitions
Format: Instructor-led sessions with individual planning exercises. Includes one-on-one financial review session. Comprehensive course manual provided.
Investment Essentials
Adults | 8 Sessions | 3 Hours Each
Learn to build and manage an investment portfolio aligned with your goals and risk tolerance. Covers asset classes, portfolio construction, and long-term wealth building strategies.
What We Cover
- Investment fundamentals: risk, return, and time horizons
- Asset classes explained: stocks, bonds, funds, and alternatives
- ISAs, SIPPs, and tax-efficient investment accounts
- Building a diversified portfolio
- Active vs passive investing approaches
- Understanding fees and their impact on returns
- Market volatility and emotional decision-making
- Ongoing portfolio management and rebalancing
Format: Structured curriculum with market analysis exercises. Access to investment tracking templates and calculation tools. Suitable for beginners with no prior investment experience.
Business Finance Fundamentals
Business Owners | 6 Sessions | 3 Hours Each
Designed for sole traders, freelancers, and small business owners who need to understand business finances beyond basic bookkeeping.
What We Cover
- Separating personal and business finances
- Cash flow management and forecasting
- Understanding profit margins and pricing strategy
- Tax obligations for self-employed individuals
- Business structure options and their financial implications
- Accessing business finance and credit
Format: Case study-based learning with business planning exercises. Includes financial template toolkit and one follow-up consultation session.
Retirement Planning Workshop
Adults 50+ | 4 Sessions | 2.5 Hours Each
Focused programme for those approaching retirement. Understand pension options, income planning, and making the most of your retirement savings.
What We Cover
- State pension entitlement and claiming process
- Workplace and personal pension options
- Pension drawdown vs annuities
- Tax implications of retirement income
- Downsizing and equity release considerations
- Healthcare costs and long-term care planning
Format: Small group discussions with individual planning time. Retirement income modelling tools provided.
