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Terms of Use

Last Updated: September 1, 2026

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these terms of use. If you do not agree to these terms, please do not use this website.

Educational Services

branch-beacon provides financial education programmes. Our services are educational in nature and do not constitute financial advice, investment recommendations, or professional consultancy.

Not Financial Advice

The content and instruction provided through our programmes are for educational purposes only. We do not provide personalised financial advice or recommendations specific to your individual circumstances. You should consult a qualified financial adviser before making financial decisions.

Enrolment and Payment

When you enrol in a programme:

  • You agree to provide accurate and complete information
  • Payment is required in full at the time of enrolment
  • Enrolment is confirmed upon receipt of payment
  • Course fees are non-refundable except as stated in our cancellation policy

Cancellation Policy

You may cancel your enrolment up to 14 days before the programme start date for a full refund. Cancellations made within 14 days of the start date are not eligible for refund. We reserve the right to cancel programmes due to insufficient enrolment or unforeseen circumstances, in which case full refunds will be provided.

Attendance and Participation

Participants are expected to:

  • Attend scheduled sessions punctually
  • Engage respectfully with instructors and fellow participants
  • Complete assigned exercises and activities
  • Respect intellectual property rights in course materials

Course Materials

All course materials, including workbooks, handouts, and digital resources, are provided for personal educational use only. You may not:

  • Reproduce or distribute materials without permission
  • Use materials for commercial purposes
  • Share access credentials with others

Intellectual Property

All content on this website and in our programmes, including text, graphics, logos, and course curriculum, is the property of branch-beacon and protected by copyright law. Unauthorised use is prohibited.

Limitation of Liability

branch-beacon provides educational content in good faith but makes no guarantees regarding:

  • Specific financial outcomes or results
  • Suitability of information for your particular circumstances
  • Completeness or accuracy of information

We are not liable for any financial losses or damages arising from decisions made based on information learned in our programmes.

Results Disclaimer

Individual results vary. Financial outcomes depend on numerous factors including individual circumstances, market conditions, and personal financial decisions. Past performance or examples shared in courses do not guarantee future results.

Website Use

You agree not to:

  • Use the website for unlawful purposes
  • Attempt to gain unauthorised access to systems or data
  • Transmit harmful code or viruses
  • Interfere with the proper functioning of the website
  • Collect or harvest information about other users

External Links

Our website may contain links to external sites. We are not responsible for the content, privacy practices, or accuracy of information on third-party websites.

Privacy

Use of this website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect and use personal information.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes constitutes acceptance of modified terms.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these terms, please contact us at:

branch-beacon
47 Deansgate
Manchester M3 2AY
United Kingdom
Email: [email protected]

branch-beacon

Financial education for every generation, delivered in Manchester since 2013.

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Disclaimer

Our programmes provide educational content and are not a substitute for professional financial advice. Results and outcomes vary based on individual circumstances. Please consult a qualified financial adviser for personalised guidance.

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